Listening First. Planning Second.

Our job is to listen first — then build a plan that helps you get where you want to go.

The People Behind the Plan

Dedicated advisors, shared purpose

When you work with Cox, Klugh & Company, you get more than a single advisor — you get a collaborative team with decades of experience guiding financial decisions. We work together to deliver straightforward, goal-driven advice that adapts as your life evolves.

Helping people align money with meaning

Our mission is to help clients define what they want their money to do — and create strategies to make that happen. Every conversation starts with your goals, not a sales pitch.

We believe financial planning should be simple, transparent, and adaptable. That’s why we focus on listening first, planning second, and reviewing often — so your strategy always fits your life.

When you work with us, you don’t just get an advisor — you get a team that knows your goals and works together to help you reach them.

How We Work With You

A clear, consistent process from day one

Getting to Know You

We start by understanding your goals, priorities, and what truly matters — personally and professionally. This first step helps us see the full picture of where you are and where you want to go. From there, we create a plan that reflects those values and fits naturally into your life.

Building a Plan

Once we know your goals, we design a financial plan that’s flexible and rooted in real results. Our strategies aren’t tied to any one product or platform, which gives us freedom to focus on what works best for you. We regularly review performance, make adjustments when needed, and keep your plan intentional at every stage.

Staying Connected

Financial planning is an ongoing relationship, not a one-time event. As life changes, we meet with you to revisit goals, update your strategy, and ensure everything stays aligned with your needs. These regular check-ins give you clarity and confidence that your plan is always moving in the right direction.

Working as a Team

Every client has a dedicated advisor who knows their plan inside and out, backed by the support of our entire firm. We collaborate behind the scenes to share insights, ideas, and expertise for each relationship we manage. That team-based approach ensures your plan benefits from collective experience, not just one perspective.